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What’s Going Wrong?

The financial advisory industry is broken. Firms chase scale over substance, prioritizing aggressive expansion at the cost of personal attention. Relationship managers come and go, leaving clients without a trusted, long-term advisor. What starts as a tailored experience soon turns into generic, one-size-fits-all advice.

The industry pushes standard investment products without considering whether they align with your unique financial goals, tax situation, and risk appetite. Worse, many firms are more focused on selling their business to investors than actually growing your wealth.

At HNIs.in, we do things differently.

Our Core Values

Thoughtful Growth, Not Rapid Scaling

We prioritize depth over breadth, ensuring that each client receives personalized attention rather than being part of a numbers-driven growth strategy. Our focus is on quality relationships, not mass expansion.

Client-Centric Excellence

Your goals, risk appetite, and aspirations drive every financial decision we make. Our commitment is to understand, guide, and serve with your best interests at heart.

Precision & Craftsmanship

We take a measured, meticulous approach to financial planning—every decision is carefully considered, every strategy fine-tuned for long-term impact. No rushed recommendations, only tailored, high-quality solutions.

Transparency & Integrity

From fee structures to investment strategies, we operate with complete transparency. Your dedicated relationship manager remains the same, ensuring continuity and a deep understanding of your financial journey.

Continuous Learning & Adaptive Strategies

The financial landscape evolves, and so do we. We remain at the cutting edge of investment opportunities, ensuring you stay ahead of market shifts and emerging trends.

Behavioral Coaching & Investor Discipline

We go beyond investment strategies to help you manage emotions, biases, and market cycles, ensuring a stable, disciplined approach to wealth creation.

Siddhesh Patwardhan

I founded HNIs.in with a simple yet powerful vision—wealth management should be precise, personal, and free from the noise of mass-market financial advice.

Over the past five years, I’ve had the privilege of managing high-net-worth portfolios across India and Canada, overseeing assets worth over ₹115 crores. Through this experience, I realized a fundamental flaw in the industry—too many firms chase rapid scaling at the cost of genuine client focus.

At HNIs.in, I take a different approach. I work with a select group of clients, offering tailored financial strategies that go beyond traditional investments. From formula-driven dynamic asset allocation to exclusive opportunities like PMS, AIFs, and structured products, every decision is made with care, precision, and a long-term vision.

This is not about following trends. It’s about clarity, discipline, and crafting a financial roadmap that truly aligns with your goals. At HNIs.in, you’re not just another client—you’re a valued partner in a thoughtful, exclusive approach to wealth management.

Contact me directly!

Insights from those who trust us with their wealth.

I work in the film industry. Siddhesh took the time to explain to me how the financial journey looks way different for different professions and then tailored the financial products to my journey. Now I get to focus on my art while my wealth compounds in the background.

Rutvik Thite

Actor/Writer

I feel like I have outsourced all my financial thinking to HNIs.in. Siddhesh explains every last detail in the clearest and simplest terms, making even complex concepts easy to understand. And he’s just one call or message away whenever I need clarity.

Yash Ranjankar

Sr. AI Consultant

After retiring, I was unsure how to manage my PF money for steady income and growth. HNIS.in provided a safe and smart SWP strategy, giving me higher returns than a bank FD while ensuring my capital keeps appreciating. Their expertise and guidance have given me peace of mind in retirement. Highly recommend!

Dhanashree

Retiree

With HNIs.in, I never feel left in the dark. Siddhesh ensures I understand every aspect of my financial plan and is incredibly responsive—always just a message or call away. That level of support is priceless.

Sai Kulkarni

Software Engineer

In a crucial area like finance, I didn’t want to rely on trial-and-error. Siddhesh’s expertise ensures every decision is well-informed. What I love most is how he patiently breaks down everything and is always available to address my queries.

Soham Gorade

Strategy manager

Siddhesh’s focus on clarity and responsiveness sets him apart. He doesn’t just manage my investments—he takes the time to explain each decision, ensuring I’m confident and comfortable. His accessibility is truly reassuring.

Shrikant Borkar

IT Consultant

FAQs

What services do we offer?

We provide comprehensive financial planning and investment advisory services, including:

- Mutual funds
- Fixed income products like FDs
- Portfolio Management Services (PMS)
- Alternative Investment Funds (AIFs)
- Insurance solutions

And any new financial products introduced by regulators in the future

Who do we typically work with?

We primarily work with high-net-worth individuals (HNIs) and emerging affluent investors who are looking for structured financial planning and a long-term wealth creation strategy.

I’ve heard of these investment products before. What makes working with you different?

Financial success isn’t about chasing the latest trends—it’s about sticking to a structured plan and executing it consistently. While our approach may seem simple, it’s something 99.99% of investors fail to do. We help you stay disciplined, avoid distractions, and make informed financial decisions that actually build and protect wealth over time.

Do you provide stock tips or trading calls?

No, and we discourage all forms of speculation in the stock market. Capital preservation is the first and foremost priority in our approach.

What are our qualifications?

We are a team of experienced financial advisors with deep expertise in investment management. Our lead advisor is an actuary-turned-financial expert with 5 years of experience in both India and Canada and holds the following NISM certifications:

NISM-Series-XA: Investment Adviser Certification Examination (Level 1)
NISM-Series-XB: Investment Adviser Certification Exam (Level 2)
NISM-Series-VA: Mutual Fund Distributors Certification Exam
NISM-Series-XXI-A: PMS Distributors Certification Exam
NISM-Series-XIX-A: AIF Distributors Certification Exam (Category 1 and 2)
NISM-Series-XIX-B: AIF Distributors Certification Exam (Category 3)

If I want to invest, do I send you the money and let you decide where it goes?

No, we follow SEBI guidelines, and your funds are always invested in the chosen financial product (e.g., mutual funds, PMS, AIFs) directly from your bank account. You retain full control over your investments at all times.

Focus on what truly matters to you